Ace the Florida Insurance Claims Adjuster Test 2026 – Jumpstart Your Adjusting Adventure!

An adjuster deals with a third party claim when the claimant is not a policyholder. This means that the person making the claim is not the one who holds the insurance policy. Option A, an insurance policyholder, would be incorrect because a policyholder is the one who holds the insurance policy. Option C, a beneficiary, would also be incorrect as a beneficiary is someone who receives benefits from a policy, but is not necessarily the one making a claim. Option D, an insurer, would also be incorrect as an insurer is the company providing the insurance, not the one making a claim. Thus, the correct answer is B, when the claimant is not a policyholder.