Ace the Florida Insurance Claims Adjuster Test 2025 – Jumpstart Your Adjusting Adventure!

Question: 1 / 400

If a guest injures someone at an Acme Toys party and the injured party sues, the CGL policy:

Will cover if the insured has Liquor Liability Coverage

Will not cover

Will cover if the insured has Legal Liability Coverage

Will cover the claim

If a guest injures someone at an Acme Toys party and the injured party sues, the Commercial General Liability (CGL) policy will cover the claim. This is because CGL policies typically provide broad coverage for bodily injury and property damage resulting from the insured's operations. Option A, which refers to Liquor Liability Coverage, would only apply if the injury was caused by the consumption of alcohol at the party. Option B is incorrect since the question specifically mentions a party and a potential lawsuit. Option C, Legal Liability Coverage, is a redundant term as CGL policies provide coverage for legal liabilities. Therefore, the most appropriate option is D, as it directly addresses the situation presented in the question.

Get further explanation with Examzify DeepDiveBeta
Next Question

Report this question

Download Florida Insurance Claims Adjuster License Practice Exam PDF Study Guide
Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy