Ace the Florida Insurance Claims Adjuster Test 2025 – Jumpstart Your Adjusting Adventure!

Question: 1 / 400

What does peril refer to?

A guarantee of a fact

Physical harm to tangible property

Something that causes a loss

Peril refers to something that causes a loss, such as a fire or theft. Option A is incorrect because a guarantee of a fact is not related to losses. Option B is incorrect because physical harm to tangible property is a type of peril, not the definition of peril itself. Option D is incorrect because an untrue statement by the insured is considered a misrepresentation, not a peril.

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An untrue statement by the insured

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