Ace the Florida Insurance Claims Adjuster Test 2025 – Jumpstart Your Adjusting Adventure!

Question: 1 / 400

All of the following UM options are available to an insured, EXCEPT?

May purchase UM coverage less than liability limits

May purchase UM coverage more than liability limits

Options A, C, and D are all available to an insured when selecting UM coverage. However, option B, purchasing UM coverage more than liability limits, is not available as it would essentially provide double coverage and go against the purpose of UM coverage - to provide coverage up to the liability limit.

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May reject UM coverage in writing

May elect non-stacked UM coverage in writing

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