Ace the Florida Insurance Claims Adjuster Test 2026 – Jumpstart Your Adjusting Adventure!

Question: 1 / 400

The term 'Discovery' refers to losses discovered within how many days after the policy's expiration?

30 days

60 days

Most insurance policies have a specific time frame, called the 'Discovery Period', which refers to the number of days within which any covered losses must be reported to the insurance company. Therefore, the term 'Discovery' in this question is referring to the period after the policy's expiration. Option A, C, and D are incorrect because they mention time frames that are either too short or too long after the policy's expiration to be considered the 'Discovery Period'. For example, if losses are discovered 30 days after the policy's expiration, it may be too late to report them to the insurance company and they may not be covered. Therefore, 60 days after the policy's expiration is the correct answer for the 'Discovery Period' in this question.

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90 days

120 days

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