Ace the Florida Insurance Claims Adjuster Test 2026 – Jumpstart Your Adjusting Adventure!

Question: 1 / 400

Which of the following is NOT a characteristic of an insurance contract?

Personal

Private

Insurance contracts are typically personal in that they are tailored to the specific needs and risks of the individual or entity being insured. They are also conditional, meaning that certain conditions must be met for the contract to be enforced. Additionally, insurance contracts generally adhere to a set of standard terms and conditions, known as adhesion. However, the characteristic of privacy does not apply to insurance contracts, as they often involve sharing personal information and details of the insured's risk with the insurer. Therefore, option B is the correct answer as it is not a characteristic of an insurance contract.

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Conditional

Adhesion

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