Ace the Florida Insurance Claims Adjuster Test 2026 – Jumpstart Your Adjusting Adventure!

A public adjuster is hired by the policyholder to help them with their insurance claim. They work on behalf of the policyholder to negotiate with the insurance company and ensure that they receive the proper settlement. Option A is incorrect because a public adjuster is not employed by the insurance company like a regular claims adjuster would be. Option C is also incorrect because a public adjuster is not a direct employee of the insurer and is instead an independent contractor. Option D is incorrect because public adjusters are typically affiliated with a company or firm in order to offer their services. The most accurate description of a public adjuster's role is as an advocate for the policyholder.