Ace the Florida Insurance Claims Adjuster Test 2025 – Jumpstart Your Adjusting Adventure!

Question: 1 / 400

What does Commercial Property Insurance cover?

Direct and indirect losses for personal dwellings

Losses for properties other than one to four family dwellings and farm properties

Commercial Property Insurance covers losses sustained by businesses on properties other than one to four family dwellings and farm properties. Options A, C, and D are incorrect because they do not cover the scope of Commercial Property Insurance. Option A specifically mentions personal dwellings rather than commercial properties. Option C does not refer to property insurance, but rather employee theft insurance. And option D only covers contractual obligations in construction, not the overall protection of commercial properties. Therefore, B is the correct answer as it covers the specific scope of Commercial Property Insurance.

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Theft by employees

Contractual obligations in construction

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