Ace the Florida Insurance Claims Adjuster Test 2026 – Jumpstart Your Adjusting Adventure!

Question: 1 / 400

What should an adjuster do to settle a third-party liability claim of an injured minor child under Florida law when the settlement amount does not exceed $15,000?

Settle with both parents of the injured child

An adjuster should settle the third-party liability claim with both parents of the injured minor child under Florida law when the settlement amount does not exceed $15,000. This is because in Florida, both parents have equal rights and responsibilities for their child, and settling with only one parent could result in the other parent bringing a separate claim. Additionally, there is no need to involve the court for a settlement amount under $15,000, and referring the case directly to Circuit or County Courts may result in unnecessary delays and expenses.

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Only settle with one parent

No need to settle with parents, just the court

Refer the case directly to Circuit or County Courts

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