Ace the Florida Insurance Claims Adjuster Test 2025 – Jumpstart Your Adjusting Adventure!

Question: 1 / 400

What does Employee Injuries coverage exclude?

Liabilities under a workers compensation or similar law

Employee Injuries coverage typically excludes liabilities that would be covered under a workers compensation or similar law. This is because these types of injuries are typically already covered by these laws, so they are redundant to include in this coverage. Option B is incorrect because Employee Injuries coverage does not exclude all injuries to employees, just those that are already covered by other laws. Option C is incorrect because intentional injuries caused by employees would still be covered under this coverage. Option D is incorrect because injuries to the CEO would likely be covered under directors and officers insurance rather than Employee Injuries coverage.

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All injuries to employees

Intentional injuries caused by employees

Injuries to the CEO

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